Posts Tagged Money
Save Money on Your Car Insurance!
Posted by in Uncategorized on February 12, 2010
An expert and Muffin explain how to save money when you buy automobile insurance. Tips for Saving Money on Automobile Insurance (auto insurance or car insurance:: 1) Raise your deductible 2) Drop your some coverage if you have an older car 3) Comparison shop 4) Drive Safely 5) Good credit score 6) Check insurance costs before you buy a car
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Save Your Money – Protect Your Insured Car
Posted by in Uncategorized on January 20, 2010
There are a number of ways in which you can protect your car from being targeted unnecessarily by joy riders and thieves. Here are 8 tips that we have compiled, they may seem obvious but it is often little mistakes than can lead to great expense and heartache.Like the day you forget to lock the boot, or the time you left the car running while you nipped to the cash machine.Take a look at our list of how to keep your car as safe as you can.When you park your car in a car park that requires a ticket in order to exit, make sure you take the ticket with you.Do not leave any possessions on display; when you leave valuables or possessions in your car make sure you put them in the boot and lock it. If you do not have room in the boot try to hide any valuables under the seats. Mobiles, cigarettes, CD’s and bags are all prime targets for thieves.Always try and park in a well-lit and public place, or in a car park that has a security guard or cameras in order to deter thieves and joy riders.Always double-check that you have shut all the windows including the sunroof, as it is easy for a thief to get in by using the sunroof. Finally, double check that you have locked all the doors, and the boot before leaving your vehicle.Never leave your keys in the ignition, even for a moment while you pop into a shop or to the cash machine. It only takes 3 seconds for a thief to get in and drive off.Have the registration number of your car etched into every window. This will discourage thieves, as it increases their workload.Look into getting a good steering wheel lock and an alarm this acts as a deterrent as it will delay a potential thief. Also, many, insurance companies will give discounts on your premium if you have a quality security device fitted.If you park your car in a driveway at night, it may be a good idea to invest in some good gates or a removable bollard.Don’t use your mobile when driving.
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The Best Time to Switch Car Insurance Policies – How to Save Money on Auto Insruance
Posted by in Uncategorized on January 19, 2010
Ideally, you should start comparing insurance policies before your current policy expires. Once you have allowed a lapse in coverage, there may be additional difficulty getting new coverage at a fair price. Remember, insurers look at many factors to figure premium, and these include: age, gender, occupation, credit history and current insurance. A gap in coverage will raise questions that will need to be answered. Did you simply forget to pay a bill, or is there something more serious? Do you frequently allow insurance coverage to expire, and what is the length of the gaps? Longer gaps may indicate that you drive without insurance, which makes you a higher risk person.If you can plan a change, there are some good times to change auto insurance providers which should net you a reduced premium. For instance, your rates will go down at age 25, so if your insurance is set to expire the month of, or after your birthday, start shopping with your new age in mind. If you know that you are about to move or change jobs, consider changing your insurance provider before hand. It might be harder to get insurance if your move was over a long distance; you will now be an un-established person in a new town, which equals higher rates. Your new occupation can change your rates as well, especially if you begin work in a high risk category, or if you will use your vehicle more than you did before. But, if your driving record is spotless, you are 25 or older, there have been no major changes, and your rates have either stayed the same or gotten higher, than you might consider now the time to shop for a discount. Some companies will match a policy and its price if you tell them upfront that you are doing this. Smart research and some basic knowledge will assure that you are getting the best insurance coverage for the best price.
